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#InvestInYourHealth

  • Writer: Maris Young
    Maris Young
  • Jan 17, 2020
  • 2 min read

We understand that health insurance isn’t cheap, especially when you’re already paying a premium on other insurance services such as home or motor and whatnot.


However, the unfortunate reality is that you can never truly foresee what medical treatment you might require, and going without health insurance can end up costing you even more! Whether it be for yourself or your loved ones, we encourage you to keep reading to learn more about why you should consider paying for health insurance. It might just be worth the cost in the long run!


1. Privacy

Let’s face it, regardless of how excellent the medical services are in Malta, being admitted to a ward isn’t exactly the most positive experience one can have. Having said that, we can empathise why some individuals may prefer to have their own private room as opposed to being cooped up with several other patients. By using a private hospital with your health insurance policy, you will find that having your own room there is actually the norm, and you can bypass this inconvenience entirely.


2. Choose Your Specialist

We understand that on most medically-related incidents, you would prefer to consult with your own trusted specialist. We promise to provide you with that sort of flexibility to better suit your own personal needs.


3. Investment Outweighs Expense

Even though health insurance is often seen as an extra expense, it will still be your safeguard under the circumstances that you do find yourself needing it. Buying health insurance can be a bit of a gamble, but it is one that you might end up losing if you get injured or seriously ill.


4. Financial Protection and Peace of Mind

Although this has been said time and time again, it is still undoubtedly true that the greatest wealth is your health. Even though the periodic cost of health insurance may seem high, the cost of injury or illness can potentially be even higher. Health insurance will give you that peace of mind which you desire in knowing that should you come to need it, we will be there to help you take action.


5. No Waiting List

Despite the fact that public health care in Malta is both very effective and free of charge, it can still come with some long waiting times, especially if your case is not considered to be an urgent matter. By using private healthcare through health insurance, you can avoid these waiting times without having to expend your own savings.

The bottom line is, investing in your health can seriously pay off in the long run. At times, you might find yourself hesitant to see a doctor even when it is medically necessary because you don’t want to pay for the costs out of your own pocket. In light of this, health insurance can help you bypass these mishaps by safeguarding your medical expenses for you.






 
 
 

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© 2017 MARIS YOUNG - Maris Young is an enrolled Tied Insurance Intermediary under the Insurance Intermediaries Act, 2006 for both MAPFRE Middlesea plc (MMS) and MAPFRE MSV Life plc (MSV). MMS is authorised by the Malta Financial Services Authority (MFSA) to carry on both Long Term and General Business. MAPFRE MSV is authorised by the MFSA to carry on Long Term Business under the Insurance Business Act, 1998. All entities are regulated by the MFSA.

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